







| |
The
South Bank Beacon

A
Publication by: "The Michael W. Connett
- LIVING Trust"

The
March on Covington!!!

Outside
show is a poor substitute
for
inner worth." --Aesop
The better the product, the easier
the sell.
That was essentially what Assistant City
Manager Andy Riffe told Covington City commissioners recently, and it is a
wise message.
Riffe was before the commission to detail
plans to upgrade the city's image. What the city needs to do, he said, is to
find a "brand'' -- a unified theme or message it wants people to
associate with the city's name -- and then figure out how to cultivate that
brand and use it to attract new business and residents and to retain the best
of the current ones.
The city plans to hire image-consulting
experts to help in the process.
But first, Riffe said, (and here is where
Riffe's counsel grew wise), the city has to improve its product.
Riffe said the city needs to immediately
"fix'' anything that could be negative. For example, he said, the city
needs to clean up the litter and cut the weeds from downtown streets and
sidewalks. It also needs to make it easier and quicker for anyone to apply for
a business permit, a building permit or other services.
Riffe is right in more ways than one.
In October 1999, the city received a
comprehensive report of its operations completed by consultant Chuck Scheper.
Its primary goal was to figure out how to run the city more efficiently in
hopes of saving money, and with 90 specific recommendations, the Scheper
Report projected possible savings of $5 million a year.
Mixed among those financial moves were a
series of improvements the city could make that wouldn't necessarily save it
money but would improve its look and performance. These included things like
revising the zoning code to make it easier to use, updating an obsolete
strategic plan, working with social service agencies and neighborhood resident
councils to reduce poverty, eliminating substandard housing, improving public
relations and marketing and eliminating red tape by developing one-stop access
to services like loans, complaints, permits and zoning questions.
Some of those changes, most notably a
revision of the zoning code and fixing up dilapidated houses, are already
under way.
That's good news.
The Scheper Report was filled with specific,
tangible changes the city could make. And in so doing, it could "fix''
the problems that lead to age-old complaints: Downtown is dirty, or city hall
doesn't care, or Covington isn't safe.
Riffe was right. Covington can do a lot to
control its image, and the job has to begin on the inside. Taking care of
those things can eliminate the problems that keep people from appreciating
what they have.
One rundown house on a block keeps people
from noticing the beautiful architecture in older residential neighborhoods.
Vacant storefronts keep people from seeing the uniqueness of buildings on
Madison Avenue. Crime dooms a neighborhood's reputation. Bureaucracy sends new
businesses and builders elsewhere.
Covington is definitely worth selling. But
let's do everything to fix it up first.
Publication Date:
09-13-2003

don’t
like ‘em,
didn’t
vote for ‘em,
don’t trust ‘em...
Monday June
10th, 2002

     |
In Covington, KY, Mayor Butch Callery
recently called for "sweeps" of people experiencing
homelessness. The majority of the people who camped along the Ohio River
in Covington were at work when city workers began to throw away their
tents, blankets, and other possessions. Anyone found sleeping outside is
now threatened with arrest. Covington has a long waiting list for its
small supply of shelter beds and is desperately in need of more
affordable housing.
On June 10th, come to Covington, KY to
demand that the city recognize the rights of people experiencing
homelessness. Meet at Goebel's Park in Covington at 9am for a march to
City Hall.. Already, caravans are being organized from Cleveland, OH;
Washington, DC; and Cincinnati, OH. For details and/or help organizing a
caravan from your area, please call Lisa Davis, Civil Rights Organizer
and Policy Analyst at 202-737-6444 #12, or email ldavis@nationalhomeless.org.
If you can't make it to Covington, we
still need your support! Here are a few ways you can help:
1. Write an editorial to your local paper
citing Covington as an example of the growing criminalization of people
experiencing homelessness across the country.
2. Hold a vigil, press conference, or
sleep-out in support of civil rights of people experiencing homelessness
in Covington and in all parts of the country.
3. Send people experiencing homelessness
and service providers in Covington a letter or e-mail
letting them know you support them and that you are with them in spirit.
Address e-mails to: ldavis@nationalhomeless.org;
Address letters to:
Attn: Riverbank Survivors
Recorvy Network or Northern KY
513 Madison Ave.
Covington, KY 41011
· Main
· Purpose
· Locations
· Get involved - come to Covington ·
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Sleep-Out For
the Homeless!

Goebel Park -
Covington, Ky.
-
Although in recent
years the Welcome House staff have taken the lead role in planning and
organizing the SleepOut, it truly is an effort only accomplished by everyone
taking a part. Over the years, agencies such as Catholic Social
Services, Pike Street Clinic. NorthKey, Hosea House, Parish Kitchen and
Storehouse Ministries have assisted with different tasks from soups,
desserts or helping to spread the word about the event. The Northern
Kentucky Housing and Homeless Coalition has a long history with the SleepOut
and provided a lot of time and effort to the event. Last year, the
coalition paid for postage, envelopes and copy work for fliers and letters
that went out to various schools and agencies. This year, they have
signed on as a co-sponsor and will provide the funding for the required city
permits.
Rental Housing for America's Poor Families:
Farther Out
of Reach Than Ever
| Location |
Number of Households |
| Total Households |
Renter Households |
Renter Households as Percent
of Total Households |
| Kenton County |
59,444 |
19,977 |
33.61% |
| Cincinnati, OH-KY-IN |
125,444 |
38,807 |
30.94% |
| 2002 Family Income |
| Location |
2002 Estimated Median
Family Income (HUD) |
Maximum Affordable
Monthly Housing Cost by % of Family AMI |
| Annual |
Monthly |
30% |
50% |
80% |
100% |
| Kenton County |
$64,300 |
$5,358 |
$482 |
$804 |
$1,286 |
$1,608 |
| Cincinnati, OH-KY-IN |
$64,300 |
$5,358 |
$482 |
$804 |
$1,286 |
$1,608 |
|
2002 Fair Market Rents by Number of Bedrooms
|
|
Location
|
Zero
|
One
|
Two
|
Three
|
Four
|
|
Kenton County
|
$386
|
$495
|
$662
|
$887
|
$958
|
|
Cincinnati, OH-KY-IN
|
$386
|
$495
|
$662
|
$887
|
$958
|
| Income Needed to Afford
FMR |
| Location |
Amount |
Percent of Family AMI |
Zero
Bedrooms |
One
Bedroom |
Two
Bedrooms |
Three
Bedrooms |
Four
Bedrooms |
Zero
Bedrooms |
One
Bedroom |
Two
Bedrooms |
Three
Bedrooms |
Four
Bedrooms |
| Kenton County |
$15,440 |
$19,800 |
$26,480 |
$35,480 |
$38,320 |
24% |
31% |
41% |
55% |
60% |
| Cincinnati, OH-KY-IN |
$15,440 |
$19,800 |
$26,480 |
$35,480 |
$38,320 |
24% |
31% |
41% |
55% |
60% |
| Location |
Housing Wage |
Hourly Wage Needed to Afford
(@ 40 hrs./wk.) |
Percent Change
in 2BR
Housing Wage
(2001-2002) |
As % of Minimum Wage
( KY=$5.15 ) |
Zero
Bedroom
FMR |
One
Bedroom
FMR |
Two
Bedroom
FMR |
Three
Bedroom
FMR |
Four
Bedroom
FMR |
Zero
Bedroom
FMR |
One
Bedroom
FMR |
Two
Bedroom
FMR |
Three
Bedroom
FMR |
Four
Bedroom
FMR |
| Kenton County |
$7.42
|
$9.52 |
$12.73 |
$17.06
|
$18.42 |
14.90% |
144% |
185%
|
247%
|
331% |
358% |
| Cincinnati, OH-KY-IN |
$7.42
|
$9.52 |
$12.73 |
$17.06
|
$18.42 |
14.90% |
144% |
185%
|
247%
|
331% |
358% |
| Location |
Work Hours/Week
Necessary at Minimum
Wage to Afford
( KY=$5.15 ) |
Zero
Bedroom
FMR |
One
Bedroom
FMR |
Two
Bedroom
FMR |
Three
Bedroom
FMR |
Four
Bedroom
FMR |
| Kenton County |
58 |
74 |
99 |
132 |
143 |
| Cincinnati, OH-KY-IN |
58 |
74 |
99 |
132 |
143 |
-
"Affordable" rents represent the generally
accepted standard of spending not more than 30% of income on housing costs.
-
AMI = Area Median Income (HUD, 2002).
-
FMR = Fair Market Rent (HUD, 2003, proposed).

NLIHC: Out of Reach, 2002
2002 Out of Reach Report is now available
source page: http://www.nlihc.org/oor2002/index.htm

Looking back over
the first half of 2002, here on The South Bank; I combed through recent news
articles, commission minutes, transcripts of an online conversation with the
current commission candidates... I have distilled all these headlines,
sound bites and quotes into this simple list of KeyWords:
Callous
Obnoxious
Vitriolic
Insensitive
Negligent
Greedy
Twisted
Oppressive
Niggardly
(Yes,
it is a word! Look it up!)

True patriotism hates
injustice in its own land
more than anywhere else.
- Clarence Darrow
The
Aftermath...
Friday, July 19, 2002
No-camping in parks brings protests
New Covington law called move against homeless
By
Cindy Schroeder, cschroeder@enquirer.com
The Cincinnati Enquirer
COVINGTON — People who camp in Covington parks such as Devou and Goebel, as
well as along city-owned riverbanks, face possible immediate arrest under a new
law.
Approved this week by Covington City Commission, the law will take effect within
a couple of weeks. It calls for arrest for camping in parks, especially between
9 p.m. and 9 a.m.; lighting fires anywhere other than on city-owned grills; and
drinking alcohol except in certain parts of Devou Park.
Violators of the misdemeanor face a maximum penalty of six months in jail and a
$500 fine.
The
law pleases people like Joe Mueller, a long-time resident of Covington's
MainStrasse neighborhood. He says he's tired of homeless people drinking,
defecating and panhandling in Goebel Park.
But
the change has homeless advocates threatening legal action.
“Not
allowing the homeless to have a fire on the riverbank or to camp on the
riverbank is another way of saying "Get out,”' said Mark Teegarden, a
civil rights advocate for the homeless of Northern Kentucky.
“To
me, that ordinance is a hate crime ordinance. It's targeting the homeless and
being done to run them out of the city.”
Mr.
Teegarden said the Homeless Advocacy Group of the Recovery Network plans to file
an injunction in federal court to overturn the law and stop Covington's periodic
sweeps of riverfront homeless camps.
But
Mr. Mueller, 66, welcomes the new law.
“(Someone)
had a beautiful wedding around the bell tower last Saturday, while the homeless
people were sitting in the (Goebel Park) shelter house drinking,” he said. “We're
tired of homeless people hitting up park visitors and tourists for money,
drinking and urinating in the park, and defecating in the shelter house at
night. The police do the best they can, but they can't be in the park all the
time.”
Mr.
Teegarden characterized Mr. Mueller's comments as “totally bull.”
He
challenged Mr. Mueller to prove that it's homeless people who are responsible
for many of the parks' problems. “The homeless people always get blamed
because they are the ones who are easiest to blame,” he said.
Covington Commissioner Alex Edmondson said that the new law is patterned after
one that was upheld in a Florida federal court.
“We're
just using the ordinances that are legal to protect our residents,” Mr.
Edmondson said. “We're in the unique situation where our riverbanks are
unexposed (hidden by vegetation) and we've been getting complaints from
residents that people are setting fires (on the riverbank) and doing other
things that are unacceptable.”
Covington City Solicitor Jay Fossett said the change was prompted “by
continuing problems of people camping out on the riverfront.”
In
mid-April, a series of city-authorized sweeps resulted in the razing of homeless
camps on west Covington's riverbank. City officials, citing piles of bottles and
campfires, described the setting as a health and safety risk.
Eight of those campers responded by filing suit still pending in federal court,
claiming city officials violated their constitutional rights when they razed the
camps without notice. Three weeks later, 300 people marched on City Hall, asking
Covington officials to stop “harassing” homeless people and to address the
causes of homelessness and poverty.
“Basically,
the city is responding to the problem by criminalizing the situation rather than
looking at problem solving and focusing on solutions,” said Linda Young,
executive director of the Welcome House social service agency.
She
and other homeless advocates say it's unfair to penalize homeless people for
camping in public areas when there aren't enough shelter beds in Northern
Kentucky.
“It
certainly seems that the law in Kentucky is aimed at the homeless, given all
that's happened in the past few months, "' said John Halpin, an organizer
with the National Homeless Civil Rights Organizing Project. In Cincinnati, he
said there are no anti-camping laws for parks.
Elsewhere in Ohio, park systems in Hamilton and Butler counties allow no
overnight camping except in designated areas.
Mr.
Fossett said that he will meet with Covington police to ensure that the new law
is fairly enforced . He said homeless people who violate the law initially will
be warned and will be told that there are places where they can stay.
If
they are arrested, Mr. Fossett said that he will ask the court to order them to
an alcohol treatment facility, if necessary, as a condition of probation; and he
also will ask that they be sent to a homeless shelter instead of to jail.
Commissioner Craig Bohman, who cast the sole vote against the tougher law,
described the measure as “overkill” and said the additional crimes and
penalties are unnecessary.
“If
you're reading a newspaper near the Devou Park band shell and the newspaper
falls on top of you and you fall asleep, it's now considered camping,” he
said.
City and homeless
open up dialogue
By Shelly Whitehead, Post staff reporter
When Covington City Manager Greg Jarvis opened City Hall's doors to nearly
200 homeless rights marchers Monday, he also opened up a dialogue between the
two parties, according to organizers of the demonstration.
The kaleidoscopic crowd that trekked from Goebel Park to City Hall ran the
gamut from twig-toting toddlers beating paint-bucket drums to pink-haired teens
packing protest signs to wheelchair-bound middle-aged men in ball caps.
They came, said march organizer Mark Teegarden, from across the region and
the nation to show their solidarity in promoting the rights of North ern
Kentucky's estimated 3,000 homeless.
Bob, a lanky, long-haired homeless man, told marchers he had lived on the
riverbank for six years until Covington Mayor Butch Callery ordered camps there
cleared in April.
''Who the hell is the mayor to tell us how to live?'' he asked. ''And this
is happening all across the nation: Instead of 'United we stand,' they're
dividing us up.''
National Coalition for the Homeless Executive Director Donald Whitehead
said sweeps like Covington's are part of a trend nationally that excludes and
criminalizes the country's estimated 3.5 million homeless people.
''I'm here today ... and I hope you are too, because I'm not satisfied
with what's going on in America today,'' Whitehead told marchers. ''Civil rights
didn't happen in this country until people got tired of waiting. ... We can make
homelessness go away, but we can't wait any longer.''
Protesters shouted, sang and banged their way across Covington with help
from police, who blocked streets and directed traffic. But few people along the
march route showed support.
''They're sleeping in people's cars here. They bust the windows out and
think they can take up residence in them,'' said auto mechanic Tom Ranshaw. Two
women watching from the porch of their Russell Street home said they'll be
moving out of Covington soon because of growing problems with beggars and the
homeless.
''I don't want to live in a city where you can't go out without running
into drunks who don't even know where they are,'' said one of the women,
identifying herself as ''Donna.''
When the march reached City Hall, Jarvis invited protesters into city
commission chambers, saying the mayor and commissioners were at their full-time
jobs.
The city is Northern Kentucky's ''most compassionate,'' he said, saying
it's the only city here to give funds to local social service agencies who serve
the homeless. He also said Covington police have been recognized nationally for
advocacy efforts on behalf of the homeless.
Jarvis said the needs of Northern Kentucky's homeless should be addressed
by the entire region.
''The more entities involved, the better,'' he said.
Jarvis agreed to meet with Teegarden and other homeless rights advocates
next week.
Some social service leaders said a regional approach fails to account for
the fact that Covington is the only city in the region currently entitled to
federal funding to serve the needs of the homeless.
''It may well be a regional issue,'' said David Olds, director of the
Mental Health Association of Northern Kentucky. ''But when we're talking about
HUD monies, this city is the entitlement city, and as such the funds can only be
spent on projects in the city of Covington.''
Olds called Monday's march and meeting a ''first step'' toward resolving
the problem. ''They've agreed to more of a dialogue,'' he said, ''and that's
important.''
Publication date: 06-11-02
Tuesday, June 11, 2002
March supports homeless
By
Cindy Schroeder,
The Cincinnati Enquirer
COVINGTON — With signs, chants and a list of eight demands, more
than 300 people marched on City Hall on Monday, asking Covington officials to
stop “harassing” homeless people and address the causes of homelessness and
poverty.
The march — which kicked off
a national organization's series of protests against “criminalizing”
homelessness — started and ended at Goebel Park, where homeless people
sometimes gather.
They left with a pledge from
Covington City Manager Greg Jarvis to meet with Northern Kentucky homeless
advocates next week to discuss their concerns.
“I stand by our record on
addressing this issue,” said Mr. Jarvis, adding that Covington administers the
federal Section 8 rental subsidy program for Kenton County and has allocated
millions of federal dollars to Northern Kentucky agencies serving the homeless.
Covington “doesn't take a
back seat to anyone in Northern Kentucky, certainly within the Greater
Cincinnati metropolitan area. ... I would say we're one of the most
compassionate cities in the region.”
Organizers said participants in
Monday's protest came from 22 states and the District of Columbia. A prayer
service also was held in Jacksonville, Fla., and a candlelight vigil was
scheduled in San Diego.
“We targeted Covington
because it's a city that criminalizes the issue of homelessness and, at the same
time, is unwilling to provide the services that the homeless people need to
survive,” said Donald Whitehead, executive director of the Washington-based
National Coalition for the Homeless.
Covington is the first of many
cities that the National Coalition for the Homeless plans to target through such
demonstrations, Mr. Whitehead said.
What sparked Monday's protest
was a series of city-authorized sweeps in mid-April that resulted in the razing
of homeless camps on west Covington's Ohio Riverbank.
Covington Mayor Butch Callery
has said the sweep of the city-owned property was done because of liability
concerns, as well as health and safety worries.
As proof of the latter, Friday
the mayor cited reports from a Northern Kentucky health department inspector.
Those chased from the riverbank
disagreed. Eight homeless people filed suit in federal court against Covington
officials May 20, claiming city officials violated their constitutional rights
when they razed the camps without notice, destroying everything from family
photos to litters of kittens.
“They act like we're a bunch
of criminals,” said a bearded homeless man who identified himself as Bob.
He said he lived on the
riverbank for six years and was not found out until the disappearance of a
businessman from Alabama focused attention on the encampments.
The camps were razed just days
after media accounts following the family and friends search for Lon Dowdle, who
drowned in the Ohio River.
Among the group's demands was
the creation of 50 new emergency shelter beds for homeless people, with emphasis
on beds for men.
Although the 2000 Census
estimated Covington's homeless population at 3,000, Tristate homeless advocates
say there are only 14 emergency shelter beds for Northern Kentucky men, 35 beds
for single women and 35 beds for women and children fleeing domestic violence.
The protesters did now say how the beds should be funded.
Last month, the Covington City
Commission voted 3-2 against a zone change that would have cleared the way for
the proposed Life Learning Center, a one-stop center that supporters said was
aimed at helping homeless people and others become self sufficient. In casting
the deciding vote, Mr. Callery said that he endorsed the concept, but was
opposed to the location.
As the protesters marched past
Dick's Standard Service in Covington on Monday, mechanic Tom Ranshaw, 36, said
he found it hard to muster concern for homeless people.
“I think everybody should
have rights,” Mr. Ranshaw said. “That's part of being an American. But
they're not telling the whole story.”
For years, Mr. Ranshaw said
that homeless people have broken windows of cars parked at Dick's, slept in
customers' vehicles, drank in them and even defecated in them.
“I'm sorry that people are
down on their luck, but I think a lot of (homeless people) would just as soon
freeload off people as get help,” Mr. Ranshaw said.
Homeless find open
doors
From anger, a city learned compassion
By Andrea Uhde, Post staff reporter
Helping the homeless was so controversial in Jeffersonville, Ind., three
years ago it sparked fistfights at city council meetings.
A debate over where to put low-income housing for the city's 1,174
homeless people culminated in a zoning ordinance that limited areas where
housing for the poor could be built. It took homeless advocates three attempts
to prove to city leaders the ordinance was unlawful.
Three years later, however, the homeless and their neighbors in
Jeffersonville live in harmony, and the number of homeless has dropped to 649.
Northern Kentucky homeless advocates point to Jeffersonville as an example
of what Covington can do to improve relations with its estimated 3,000 homeless.
Attitudes in Jeffersonville - with a population about 70 percent as large
as Covington's - changed as people saw how the city benefited from its services
to the homeless, said Barbara Anderson, executive director of Haven House
Services Inc., which runs the only shelter in the town.
''It wasn't easy here,'' Anderson said. ''We had to face ourselves as a
community.''
The city created at least 600 units for low-income residents and has set
2009 as a target date for finding homes for the remaining homeless.
Times for the homeless in Covington have been especially tough since
April. That's when Mayor Butch Callery ordered public works crews to sweep
through camps on the riverfront, tossing out clothes, tents, bicycles and other
belongings. Callery cited health concerns as the reason for the sweep and two
that followed.
The sweeps, along with the City Commission's rejection of the proposed
Life Learning Center at Madison Avenue and 13th Street - a program that
supporters said would address the root causes of homelessness - prompted a march
Monday to City Hall by advocates for the homeless.
The advocates want the city to add 50 emergency shelter beds, support
programs like the Life Learning Center and make other changes.
Adding that number of beds would make Covington about average with other
cities in the region in housing for the homeless, advocates said. The city now
has 84 shelter beds, only 22 of which are for men.
Lexington, Louisville and Jeffersonville have more programs for the
homeless than does Covington, initiatives that involve not only the work of
social service agencies, but the cooperation of businesses, nonprofit
organizations, local governments and residents, say homeless advocates in the
three cities.
''The one thing about us is that we have wonderful collaboration between
and among agencies,'' said Marlene Gordon, executive director for the Coalition
for the Homeless in Louisville/Jefferson County.
Louisville has 27 shelters to help house its estimated 15,000 homeless
people. The city emphasizes a long-term end to homelessness by working with
inmates before they leave pris on and by adding affordable housing.
''We need to lead people to self-sufficiency, not keep managing
homelessness and building one shelter after another,'' Gordon said.
The story is the same in Lexington, where the city teams with faith-based
organizations, social services and police. Two overnight shelters help the poor
find jobs and affordable housing.
While those cities swear by team cooperation, Callery is opposed. ''It's
not our job,'' he said. ''If the city did all that, you wouldn't need any social
service agencies.''
But Anderson, who has dedicated 20 years to ending homelessness in
Jeffersonville, said Covington needs teamwork more than anything.
''I think they (Covington community members) need to reassess where
they're at as a community and take a very proactive attitude,'' she said.
Since Jeffersonville residents reassessed themselves, grass-roots support
for ending homelessness has ballooned, she said. An annual fair at the Haven
House Shelter celebrates the city's efforts for the homeless; elementary school
kids recently passed up a trip to King's Island to donate field trip money to
the shelter.
Covington's homeless aren't getting that support, said Donald Whitehead,
executive director of the National Coalition for the Homeless in Washington,
D.C. ''Either they (the homeless) live in the river banks or in an abandoned
building or an abandoned car or they find their way to Cincinnati,'' he said.
Cincinnati shelters have been unusually full this spring, said Meghan
Clarke, interim director of Greater Cincinnati Coalition for the Homeless.
In fact, the Drop-Inn Center, the largest homeless shelter in Cincinnati,
was more crowded in May than in January. Pat Clifford, director of the shelter,
said he suspects Covington's homeless people have been coming to get services
unavailable in their city.
''People come here from Covington all the time - they always have,'' he
said. Publication date: 06-11-02


     |
 |
Why Are People Homeless? |
NCH Fact Sheet #1
Published by the National Coalition for the Homeless, June 1999
Two trends are largely responsible for the rise
in homelessness over the past 15-20 years: a growing shortage of
affordable rental housing and a simultaneous increase in poverty.
Below is an overview of current poverty and housing statistics, as
well as additional factors contributing to homelessness. A list of
resources for further study is also provided.
POVERTY
Homelessness and poverty are inextricably
linked. Poor people are frequently unable to pay for housing, food,
child care, health care, and education. Difficult choices must be made
when limited resources cover only some of these necessities. Often it
is housing, which absorbs a high proportion of income, that must be
dropped. Being poor means being an illness, an accident, or a paycheck
away from living on the streets.
In 1997, 13.3% of the U.S. population, or 35.6
million people, lived in poverty (U.S. Bureau of the Census, 1998a).
While the number of poor people remains has not changed much in recent
years, the number of people living in extreme poverty has increased.
In 1997, 14.6 million people -- 41% of all poor persons -- had incomes
of less than half the poverty level. This represents an increase of
over 500,000 from 1995. Forty percent of persons living in poverty are
children; in fact, the 1997 poverty rate of 19.9% for children is
almost twice as high as the poverty rate for any other age group.
Two factors help account for increasing poverty:
eroding employment opportunities for large segments of the workforce,
and the declining value and availability of public assistance.
Eroding Work Opportunities
Media reports of a growing economy and low
unemployment mask a number of important reasons why homelessness
persists, and, in some areas of the country, is worsening. These
reasons include stagnant or falling incomes and less secure jobs which
offer fewer benefits.
While the last few years have seen growth in
real wages at all levels, these increases have not been enough to
counteract a long pattern of stagnant and declining wages. Low-wage
workers have been particularly hard hit by wage trends. Despite recent
increases in the minimum wage, the real value of the minimum wage in
1997 was 18.1% less than in 1979 (Mishel, Bernstein, and Schmitt,
1999). Factors contributing to wage declines include a steep drop in
the number and bargaining power of unionized workers; erosion in the
value of the minimum wage; a decline in manufacturing jobs and the
corresponding expansion of lower-paying service-sector employment;
globalization; and increased nonstandard work, such as temporary and
part-time employment (Mishel, Bernstein, and Schmitt, 1999).
Declining wages, in turn, have put housing out
of reach for many workers: in every state, more than the minimum wage
is required to afford a one- or two-bedroom apartment at Fair Market
Rent (National Low Income Housing Coalition, 1998).1
In fact, in the median state a minimum-wage worker would have to work
87 hours each week to afford a two-bedroom apartment at 30% of his or
her income, which is the federal definition of affordable housing. In
addition, 40% of households with "worst case housing needs"
-- households paying over half their incomes for rent, living in
severely substandard housing, or both -- have at least one working
person. This represents a 32% increase in working households with
worst case housing needs from 1993 to 1995 (U.S. Housing and Urban
Development, 1998).
The connection between impoverished workers and
homelessness can be seen in homeless shelters, many of which house
significant numbers of full-time wage earners. A survey of 30 U.S.
cities found that almost one in five homeless persons is employed
(U.S. Conference of Mayors, 1998). In a number of cities not surveyed
by the U.S. Conference of Mayors - as well as in many states - the
percentage is even higher (National Coalition for the Homeless, 1997).
The future of job growth does not appear
promising for many workers: a 1998 study estimated that 46% of the
jobs with the most growth between 1994 and 2005 pay less than $16,000
a year; these jobs will not lift families out of poverty (National
Priorities Project, 1998).2
Moreover, 74% of these jobs pay below a livable wage ($32,185 for a
family of four).
Thus, for many Americans, work provides no
escape from poverty. The benefits of economic growth have not been
equally distributed; instead, they have been concentrated at the top
of income and wealth distributions. A rising tide does not lift all
boats, and in the United States today, many boats are struggling to
stay afloat.
Decline in Public Assistance
The declining value and availability of public
assistance is another source of increasing poverty and homelessness.
Until its repeal in August 1996, the largest cash assistance program
for poor families with children was the Aid to Families with Dependent
Children (AFDC) program. Between 1970 and 1994, the typical state's
AFDC benefits for a family of three fell 47%, after adjusting for
inflation (Greenberg and Baumohl, 1996). The Personal Responsibility
and Work Opportunity Reconciliation Act of 1996 (the federal welfare
reform law) repealed the AFDC program and replaced it with a block
grant program called Temporary Assistance to Needy Families (TANF).
Current TANF benefits and Food Stamps combined are below the poverty
level in every state; in fact, the median TANF benefit for a family of
three is approximately one-third of the poverty level. Thus, contrary
to popular opinion, welfare does not provide relief from poverty.
Welfare caseloads have dropped sharply since the
passage and implementation of welfare reform legislation. However,
declining welfare rolls simply mean that fewer people are receiving
benefits -- not that they are employed or doing better financially.
Early findings suggest that although more families are moving from
welfare to work, many of them are faring poorly due to low wages and
inadequate work supports. Only a small fraction of welfare recipients'
new jobs pay above-poverty wages; most of the new jobs pay far below
the poverty line (Children's Defense Fund and the National Coalition
for the Homeless, 1998). Moreover, extreme poverty is growing more
common for children, especially those in female-headed and working
families. This increase can be traced directly to the declining number
of children lifted above one-half of the poverty line by government
cash assistance for the poor.
As a result of loss of benefits, low wages, and
unstable employment, many families leaving welfare struggle to get
medical care, food, and housing. Many lose health insurance, despite
continued Medicaid eligibility: a recent study found that 675,000
people lost health insurance in 1997 as a result of the federal
welfare reform legislation, including 400,000 children (Families USA,
1999). In addition, housing is rarely affordable for families leaving
welfare for low wages, yet subsidized housing is so limited that fewer
than one in four TANF families nationwide lives in public housing or
receives a housing voucher to help them rent a private unit. For most
families leaving the rolls, housing subsidies are not an option. In
some communities, former welfare families appear to be experiencing
homelessness in increasing numbers (Children's Defense Fund and the
National Coalition for the Homeless, 1998).
In addition to the reduction in the value and
availability of welfare benefits for families, recent policy changes
have reduced or eliminated public assistance for poor single
individuals. Several states have cut or eliminated General Assistance
(GA) benefits for single impoverished people, despite evidence that
the availability of GA reduces the prevalence of homelessness
(Greenberg and Baumohl, 1996).
Disabled people, too, must struggle to obtain
and maintain stable housing. In 1998, on a national average, a person
receiving Suplemental Security Income (SSI) benefits had to spend 69%
of his or her SSI monthly income to rent a one-bedroom apartment at
Fair Market Rent; in more than 125 housing market areas, the cost of a
one-bedroom apartment at Fair Market Rent was more than a person's
total monthly SSI income (Technical Assistance Collaborative & the
Consortium for Citizens with Disabilities Housing Task Force, 1999).
Thus, most states have not replaced the old
welfare system with an alternative that enables families and
individuals to obtain above-poverty employment and to sustain
themselves when work is not available or possible.
A lack of affordable housing and the limited
scale of housing assistance programs have contributed to the current
housing crisis and to homelessness.
The gap between the number of affordable housing
units and the number of people needing them has created a housing
crisis for poor people. Between 1973 and 1993, 2.2 million low-rent
units disappeared from the market. These units were either abandoned,
converted into condominiums or expensive apartments, or became
unaffordable because of cost increases. Between 1991 and 1995, median
rental costs paid by low-income renters rose 21%; at the same time,
the number of low-income renters increased. Over these years, despite
an improving economy, the affordable housing gap grew by one million (Daskal,
1998). By 1995, the number of low-income renters in America
outstripped the number of low-cost rental units by 5.4 million rental
units - the largest shortfall on record (Daskal, 1998). More recently,
the strong economy has caused rents to soar, putting housing out of
reach for the poorest Americans. Between 1995 and 1997, rents
increased faster than income for the 20% of American households with
the lowest incomes (U.S. Department of Housing and Urban Development,
1999). This same study found that the number of housing units that
rent for less than $300, adjusted for inflation, declined from 6.8
million in 1996 to 5.5 million in 1998, a 19 percent drop of 1.3
million units. The loss of affordable housing puts even greater
numbers of people at risk of homelessness.
The lack of affordable housing has lead to high
rent burdens (rents which absorb a high proportion of income),
overcrowding, and substandard housing. These phenomena, in turn, have
not only forced many people to become homeless; they have put a large
and growing number of people at risk of becoming homeless. A recent
Housing and Urban Development (HUD) study found that 5.3 million
unassisted, very low-income households had "worst case
needs" for housing assistance in 1995 (U.S. Department of Housing
and Urban Development, 1998).3
This figure is an all-time high and represents an 8% increase over the
1989 figure.
Housing assistance can make the difference
between stable housing, precarious housing, or no housing at all.
However, the demand for assisted housing clearly exceeds the supply:
only about one-third of poor renter households receive a housing
subsidy from the federal, state, or a local government (Daskal, 1998).
The limited level of housing assistance means that most poor families
and individuals seeking housing assistance are placed on long waiting
lists. From 1996-1998, the time households spent on waiting lists for
HUD housing assistance grew dramatically. For the largest public
housing authorities, a family's average time on a waiting list rose
from 22 to 33 months from 1996 to 1998 - a 50% increase (U.S.
Department of Housing and Urban Development, 1999). The average
waiting period for a Section 8 rental assistance voucher rose from 26
months to 28 months between 1996 and 1998.4
Excessive waiting lists for public housing mean that people must
remain in shelters or inadequate housing arrangements longer.
Consequently, there is less shelter space available for other homeless
people, who must find shelter elsewhere or live on the streets.
A housing trend with a particularly severe
impact on homelessness is the loss of single room occupancy (SRO)
housing. In the past, SRO housing served to house many poor
individuals, including poor persons suffering from mental illness or
substance abuse. From 1970 to the mid-1980s, an estimated one million
SRO units were demolished (Dolbeare, 1996). The demolition of SRO
housing was most notable in large cities: between 1970-1982, New York
City lost 87% of its $200 per month or less SRO stock; Chicago
experienced the total elimination of cubicle hotels; and by 1985, Los
Angeles had lost more than half of its downtown SRO housing (Koegel,
et al, 1996). From 1975 to 1988, San Francisco lost 43% of its stock
of low-cost residential hotels; from 1970 to 1986, Portland, Oregon
lost 59% of its residential hotels; and from 1971 to 1981, Denver lost
64% of its SRO hotels (Wright and Rubin, 1997). Thus the destruction
of SRO housing is a major factor in the growth of homelessness in many
cities.
Finally, it should be noted that the largest
federal housing assistance program is the entitlement to deduct
mortgage interest from income for tax purposes. In fact, for every one
dollar spent on low income housing programs, the federal treasury
loses four dollars to housing-related tax expenditures, 75% of which
benefit households in the top fifth of income distribution (Dolbeare,
1996). Moreover, in 1994 the top fifth of households received 61% of
all federal housing benefits (tax and direct), while the bottom fifth
received only 18%. Thus, federal housing policy has thus not responded
to the needs of low-income households, while disproportionately
benefitting the wealthiest Americans.
OTHER FACTORS
Particularly within the context of poverty and
the lack of afforable housing, certain additional factors may push
people into homelessness. Other major factors which can contribute to
homelessness include the following:
Lack of Affordable Health Care: For
families and individuals struggling to pay the rent, a serious illness
or disability can start a downward spiral into homelessness, beginning
with a lost job, depletion of savings to pay for care, and eventual
eviction. In 1997, approximately 43.4 million Americans had no health
care insurance (U.S. Bureau of the Census, 1998b). More than a third
of persons living in poverty had no health insurance of any kind. The
coverage held by many others would not carry them through a
catastrophic illness.
Domestic Violence: Battered women who
live in poverty are often forced to choose between abusive
relationships and homelessness. In a study of 777 homeless parents
(the majority of whom were mothers) in ten U.S. cities, 22% said they
had left their last place of residence because of domestic violence
(Homes for the Homeless, 1998). In additions, 46% of cities surveyed
by the U.S. Conference of Mayors identified domestic violence as a
primary cause of homelessness (U.S. Conference of Mayors, 1998).
Mental Illness: Approximately 20-25% of
the single adult homeless population suffer from some form of severe
and persistent mental illness (Koegel et al, 1996). Despite the
disproportionate number of severely mentally ill people among the
homeless population, increases in homelessness are not attributable to
the release of severely mentally ill people from institutions. Most
patients were released from mental hospitals in the 1950s and 1960s,
yet vast increases in homelessness did not occur until the 1980s, when
incomes and housing options for those living on the margins began to
diminish rapidly. According to the Federal Task Force on Homelessness
and Severe Mental Illness, only 5-7% of homeless persons with mental
illness need to be institutionalized; most can live in the community
with the appropriate supportive housing options (Federal Task Force on
Homelessness and Severe Mental Illness, 1992). However, many mentally
ill homeless people are unable to obtain access to supportive housing
and/or other treatment services. The mental health support services
most needed include case management, housing, and treatment.
Addiction Disorders: The relationship
between addiction and homelessness is complex and controversial. While
rates of alcohol and drug abuse are disproportionately high among the
homeless population, the increase in homelessness over the past two
decades cannot be explained by addiction alone. Many people who are
addicted to alcohol and drugs never become homeless, but people who
are poor and addicted are clearly at increased risk of homelessness.
During the 1980s, competition for increasingly scarce low-income
housing grew so intense that those with disabilities such as addiction
and mental illness were more likely to lose out and find themselves on
the streets. The loss of SRO housing, a source of stability for many
poor people suffering from addiction and/or mental illness, was a
major factor in increased homelessness in many communities.
Addiction does increase the risk of displacement
for the precariously housed; in the absence of appropriate treatment,
it may doom one's chances of getting housing once on the streets.
Homeless people often face insurmountable barriers to obtaining health
care, including addictive disorder treatment services and recovery
supports. The following are among the obstacles to treatment for
homeless persons: lack of health insurance; lack of documentation;
waiting lists; scheduling difficulties; daily contact requirements;
lack of transportation; ineffective treatment methods; lack of
supportive services; and cultural insensitivity. An in-depth study of
13 communities across the nation revealed service gaps in every
community in at least one stage of the treatment and recovery
continuum for homeless people (National Coalition for the Homeless,
1998).
Even when disabling conditions such as addiction
or mental illness are treated, homeless addicts and mentally ill
people must compete with all other poor people for a dwindling supply
of low-income housing. Homelessness can thus be seen as a perverse
game of musical chairs, in which the loss of "chairs" (low
cost housing) forces some people to be left standing (homeless). Those
who are least able to secure a chair -- the most disabled and
therefore the most vulnerable -- are more likely to be left without a
place to sit.
CONCLUSION
Homelessness results from a complex set of
circumstances which require people to choose between food, shelter,
and other basic needs. Only a concerted effort to ensure jobs that pay
a living wage, adequate support for those who cannot work, affordable
housing, and access to health care will bring an end to homelessness.
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Homeless
to march on city hall
By
Mike Rutledge, Post staff reporter
The homeless and their
advocates, saying they will protest Covington's insensitivity to their needs,
plan to march to City Hall from Goebel Park next week.
''There'll be in excess
of 300 people,'' predicted Mark Teegarden, local volunteer civil rights advocate
for the National Coalition for the Homeless Civil Rights Project. The Monday
march, which should reach City Hall by 10 a.m., will be peaceful, he promised.
At the city building,
marchers will urge officials to adopt eight major recommendations, including
creating 50 emergency shelter beds for the homeless, with emphasis on beds for
men; supporting programs like the Life Learning Center that can help the
homeless return to society; and refraining from using ''inflammatory rhetoric
when referring to the homeless or projects associated with homelessness.''
The demonstration is
prompted partly by the city's April 15 riverbank ''sweep,'' in which city
workers removed anything that looked like housing or bedding from squatters'
camps. None of the at least 17 people who were living there were warned about
the sweep and many lost their possessions.
''The people who lost
their belongings weren't there because they were at work,'' Teegarden said. He
has a particular empathy because he lived on Covington's riverbank for three
years until about a year ago, when Welcome House helped him rebuild his life. He
now has a steady job and an apartment.
Most who lived on the
river work full-time jobs, an indication the homeless are not lazy, Teegarden
said. Most would rather have homes.
Nationally, 20 percent of
the homeless are employed, and 39 percent are supposed to be taking a
prescription medication but can't afford it, the coalition said, citing figures
from the U.S. Conference of Mayors and the Department of Housing and Urban
Development.
Also spurring the march
is the city's recent decision against a proposed Life Learning Center at Madison
Avenue and 13th Street, a facility aimed at giving the homeless the help and
skills they need to return to steady jobs and homes.
''According to the
National Low Income Housing Coalition, in order to afford a two-bedroom
apartment in the Covington area, a person making minimum wage would have to work
86 hours a week,'' the local coalition of homeless groups wrote in an
announcement of the event.
When Monday's march
reaches City Hall, Teegarden says he will attempt to present Mayor Butch Callery
a list of recommendations collected from dozens of Covington's homeless.
Teegarden predicted
Callery will not be available, and will not address the crowd, which he promises
will be respectful and peaceful. He said Callery has ''blown off'' earlier
requests for meetings, including a phoned request to his office about two weeks
ago.
''I was more than willing
to talk with them, but they sued me personally and the city,'' Callery said.
Because of the lawsuit, ''I was advised by counsel not to speak on this issue.''
Publication
date: 06-04-02

Homeless
advocates issue recommendations to city
Post
staff report
The eight major
recommendations that Covington's homeless and their advocates have for city
officials:
Create 50 new
emergency shelter beds for the homeless, with primary emphasis on emergency beds
for men. The 2000 U.S. Census estimated 3,000 homeless people live in the city,
including children; they stay doubled-up with friends or family, in transitional
housing, shelters or on the streets.
There are only 84 shelter
beds for all homeless people, none of them funded by the city, the homeless say.
Of the 84, only 22 are for men, and eight of those are long-term, leaving 14
emergency shelter beds. Of the rest, 35 are used for women and children seeking
refuge from domestic violence, and the others are for single women.
Support programs
that help reintegrate the homeless into society. Advocates cited the
proposed Life Learning Center, which city commissioners rejected last month for
the area of Madison Avenue and 13th Street on Mayor Butch Callery's swing vote.
Callery has said he remains open to discussing other Covington locations.
Avoid using
''inflammatory rhetoric'' when discussing the homeless or projects that
address homeless issues.
Stop blaming the
homeless and social agencies for the fact 18.4 percent of city residents
live at or below the poverty level. The agencies are only responding to human
needs, advocates argue. .
Support more
affordable housing for the homeless, including Section 8 vouchers and
public housing.
Treat homeless
people with respect, stop unannounced sweeps of homeless camps, stop
destroying personal property and recognize the homeless as city residents who
are entitled to basic human rights. ''Life-sustaining activities, sleeping or
camping outdoors do not constitute criminal acts,'' the statement said.
Support programs
that address root causes of homelessness. Most necessary programs either
don't exist or are grossly underfunded, advocates say.
Address homeless
issues and enter into a constructive dialogue.
The groups also
recommended local officials open a hypothermia shelter space during cold
weather; promote free parenting and life skills classes; create a tracking
system for children who are taken from homeless parents; open a location for the
homeless to take showers and do laundry; and create free or low-cost day care so
parents can work.
Publication
date: 06-04-02

     |
 |
HIV/AIDS and Homelessness |
NCH Fact Sheet #9
Published by the National Coalition for the Homeless, April 1999
Lack of affordable housing is a critical
problem facing a growing number of people living with Acquired
Immunodeficiency Syndrome (AIDS) and other illnesses caused by the
Human Immunodeficiency Virus (HIV). People with HIV/AIDS may lose
their jobs because of discrimination or because of the fatigue and
periodic hospitalization caused by HIV-related illnesses. They may
also find their incomes drained by the costs of health care.
Tragically, individuals with HIV/AIDS may die
before they are able to receive housing assistance. Efforts to build
HIV/AIDS housing often encounter chronic funding shortfalls,
bureaucratic indifference, and the stigma and fear of AIDS. Projects
to create HIV/AIDS housing may fail because of local opposition by
neighborhood or community groups.
PREVALENCE
Studies indicate that the prevalence of HIV
among homeless people is between 3-20%, with some subgroups' having
much higher burdens of disease:
- In a survey of the Heatlh Care for the
Homeless program, a plurality of projects reported that HIV/AIDS
is increasing among the homeless population (O'Connell, J., Lozier,
J., and Gingles, K., 1997).
- 36% of people with AIDS have been homeless
since learning that they had HIV or AIDS (Robbins and Nelson,
1996).
- A Los Angeles study found that two-thirds
of people with AIDS had been homeless (Shelter Partnership, 1997).
- Up to 50% of persons living with HIV/AIDS
are expected to need housing assistance of some kind during their
lifetimes (Robbins and Nelson, 1996).
Many homeless adolescents find that
exchanging sex for food, clothing, and shelter is their only chance of
survival on the streets. In turn, homeless youth are at a greater risk
of contracting AIDS or HIV-related illnesses. HIV prevalence studies
anonymously performed in four cities found a median HIV-positive rate
of 2.3% for homeless persons under age 25 (Robertson, 1996).
ISSUES
To address the special considerations and
challenges that primary care providers may face in caring for homeless
individuals with HIV, the Health
Care for the Homeless Clinicians' Network is undertaking a project
focusing on HIV and homelessness. The following information is taken
from the Network's September 1999 newsletter,
Healing Hands.
HIV infection exacerbated by homelessness
deserves special attention for the following reasons:
High morbidity and mortality:
HIV-infected homeless persons are believed to be sicker than their
domiciled counterparts. For example, they tend to have higher rates
and more advanced forms of TB, and higher incidence of other illnesses
such as Bartonella. Another study has demonstrated that more homeless
people die of AIDS than other HIV-infected populations.
Barriers to care: Homeless people with
HIV may face many barriers to optimal care. Injection drug use and
lack of insurance, common among homeless people, have been shown to
negatively affect health care utilization, level of medical care and
health status.
Challenges to adherence: Adherence to
complex medical regimens may be more difficult if one does not have
stable housing or access to basic subsistence needs such as food. As
it is believed that decreased adherence is the single best predictor
of protease inhibitor failure and the primary cause of medication
resistance, this problem has grave personal and public health
implications.
POLICY RECOMMENDATIONS
Homeless persons with HIV/AIDS need safe,
affordable housing and supportive, appropriate health care. Emergency
housing grants should be available for persons with HIV-related
illnesses who are in danger of losing their homes, and housing
assistance should be available for those already on the streets.
Federal assistance must be provided through adequate funding of
targeted housing and health programs, and through the enforcement of
anti-discrimination laws.
|

     |
The purpose of this U.S. Department of Housing and
Urban Development (HUD) program is to provide funding for supportive
housing for very low-income persons with disabilities who are at least
18 years of age. Capital advance funds are available for use in
constructing, rehabilitating, or acquiring structures to be used for
housing. These funds can be used to develop small group homes,
independent living projects and units in multifamily housing
developments, condominiums, and cooperative housing. Repayment of the
capital advance is not required as long as the housing is available for
at least 40 years. Section 811 project rental assistance contracts are
also available to cover the difference between what a tenant can pay in
rent (30% of income) and the cost to operate the project.
Any nonprofit organization with a 501(c)(3) tax
exempt status is eligible to receive Section 811 funds. HUD encourages
prospective applicants to attend local HUD office workshops, which
detail the application process, as well as local market conditions,
building codes and accessibility requirements, preservation,
displacement and relocation, and housing costs, but workshop attendance
is not mandatory. The amount of money allocated is based on two factors:
the number of non-institutionalized persons age 16 or older with a
mobility or self-care limitation who have a work disability, and those
who do not.
This HUD-administered program provides supportive
housing for very low-income persons age 62 and older. Capital advances
are available for the construction or rehabilitation of a structure, or
the acquisition of a structure from the FDIC. Capital advances do not
have to be repaid, provided the housing remains available for at least
40 years. Section 202 project rental assistance contract funds are
available to cover the difference between what the renter can pay, and
the cost of operating the project. Contract funds can also be used to
provide supportive services and to hire a service coordinator at
projects serving frail elderly residents.
All private nonprofit organizations and nonprofit
consumer cooperatives are eligible to apply. HUD encourages prospective
applicants to attend local HUD office workshops, but attendance is not
mandatory. Allocation is based on the number of one and two person
elderly renter households with incomes at or below the HUD-determined
Very-Low Income Limit (50% of area median family income) that have
housing deficiencies. 85% of the total Section 202 capital advancement
amount is reserved for metropolitan areas and 15% for nonmetropolitan
areas.
This is the federal government's major program for
assisting very low income families, elderly and disabled individuals to
afford housing on the private market. Participants in Section 8 are
responsible for finding their own housing. They can choose anything that
meets the requirements of the program and are not limited to subsidized
housing projects. HUD administers Section 8 funds to Public Housing
Agencies (PHA's) that deliver the vouchers to eligible families and
individuals. The PHA directly pays the rental subsidy to the landlord
and the residents pay the remaining difference. Sometimes a modest home
can even be purchased. In order to be eligible for Section 8 subsidies,
a participant's income cannot exceed 50% of the median income for the
county or metropolitan area in which they choose to live. By law, a PHA
must provide 75% of its voucher to applicants whose incomes do not
exceed 30% of the area median income. A housing voucher family must pay
30% of its monthly adjusted gross income for rent and utilities.
Families who are using Section 8 vouchers can move and retain their
subsidy as long as they notify the PHA ahead of time and terminate the
lease within its provisions.
Long waiting periods are common of the voucher
program due to high demand and limited housing resources. If the PHA of
any given locality administers Section 8 vouchers and public housing,
applicants can ask to be placed on both waiting lists.
This program provides funding to rehabilitate
existing structures to create SRO housing for homeless individuals
of very low income. A typical SRO structure is a residential building
with small private rooms for one. Shared space typically includes
bathrooms, kitchens, living spaces, laundry rooms, and occasionally
meeting rooms. Many rehabilitated SROs were formerly residential hotels
or YMCA/YWCA's acquired by a sponsor through local government donation
or tax delinquencies or condemnation. SRO project sponsors draw on
several funding sources such as local government (34%), private lenders
(30%), and state government (18%). Section 8/ SRO contract rents must be
equal to or less than 75% of the fair market rent for an efficiency
unit. The average operating cost of an SRO is $298 monthly, $3,570
yearly. It is not required but 47% of sponsors provided some support
services, i.e. health exams, substance abuse counseling, job counseling,
and literacy training.
The typical resident of an SRO is low-income,
middle-aged, unemployed or unemployable male, formerly living in the
streets or a shelter. The gender ratio is 70/30 male to female, which is
typical of the overall ratio of single men and women without dependants
experiencing homelessness.
The resident selection process can be very
lengthy. Many sponsors are concerned about the lack of preservation
policies for Section 8/ SROs. According to numerous sponsors the
presence of the aforementioned support services are critical to the
success of an SRO.
This program provides grants to PHAs to destroy
severely distressed public housing units and replace them with new units
or dramatically rehabilitate existing units. It hopes to relocate
residents in order to integrate low and middle-income communities. Hope
VI also provides community and supportive services. The program replaces
dilapidated housing units with apartments or townhouses designed to
"blend" into the community. The mixing of different economic
classes is a major goal of Hope VI. Non-public housing residents and
public housing residents live side by side in the newly erected or
rehabilitated structures. Market-rate rentals, market-rate homeownership
units, and low-income housing tax credit units all share the same Hope
VI buildings. The program also provides support services to help
residents get and keep jobs. Often, families have to agree to counseling
and employment services to qualify for residency. The main problem with
Hope VI is the lack of one-for-one replacement of demolished housing.
Approximately four new units are built for every ten torn down. Most
displaced residents are given Section 8 vouchers. However, Section 8
housing is so scarce that these are often useless. Another possibility
for displaced tenants is to move into other public housing in the area.
Typically the residents who are forced out of Hope VI housing are of
lower income than those who remain. One major repercussion is that
displaced families generally move into communities with already high
concentrations of poverty and make them even higher. Ultimately, the
Hope VI attempt at income-based class integration tends to lead to more
economic stratification.
The goal of this program is to provide rental
housing for low-income families, elderly and disabled individuals. There
are approximately 1.3 million households in the United States living in
public housing. HUD administers federal aid to local housing agencies (HAs)
that manage housing for lower income residents at rents they can afford
and provides them with technical and professional assistance. Rent,
referred to as Total Tenant Payment (TTP) is based on residents
anticipated gross annual income less any deductions. HUD allows HAs to
exclude from annual income certain allowances for dependents or elderly
or disabled individuals. Eligibility for public housing is based on a
given individual or family's annual gross income, status as either a
family, or a disabled or elderly individual, and qualification as a U.S.
citizen or eligible immigrant.
People applying for public housing commonly
experience long waiting periods. Generally, once residents are accepted
into public housing they can stay as long as necessary provided they
comply with their lease. According to public housing policy no resident
will be forced to move, regardless of income increases, unless there is
affordable housing available for them on the private market.
This program provides formula grants to states and
localities that communities use to fund a range of activities that
build, buy, or rehabilitate affordable housing units for rent or
ownership. It also provides direct rental assistance to low-income
people, often in partnership with local non-profit groups. HOME is
designed to reinforce several principles of community development. It
encourages flexibility by authorizing people to utilize housing
strategies that work with their own needs and priorities. In order to
strengthen partnership among different levels of government and the
private sector HOME emphasizes the need for consolidated planning.
Additionally, the program expands the capacity of community-based
nonprofit housing groups. A very important aspect of HOME is its
requirement that all participating jurisdictions match twenty-five cents
of every dollar granted with non-federal sources, including donated
labor and materials. HOME establishes Home Investment Trust Funds for
each grantee providing a line of credit that each jurisdiction can draw
upon as needed. States are automatically eligible for HOME funds and
receive either their formula allocation or three million dollars;
whichever is greater. Individual communities can qualify for separate
allocations or can join one or more neighboring communities in a legally
binding consortium. The formula used by HOME considers the relative
inadequacy of each jurisdiction's housing supply, its incidence of
poverty, fiscal distress and other factors.
Administered by the Rural Housing Service (RHS),
an agency in the United States Department of Agriculture (USDA), Section
502 makes loans to low and very low income households (defined as those
with income up to 80% of area median) in rural areas to build, repair,
renovate, or relocate houses, including mobile/manufactured homes.
Section 502 funds can be used to purchase and prepare sites and to pay
for necessities such as water supply and sewage disposal. There is no
down payment required and interest rates are subsidized.
Households with adjusted incomes between 80% and
115% of median income (as defined by HUD) are eligible for the Section
502 single-family housing guaranteed loan program. Through this program
loans are made by banks or savings and loan institutions rather than the
RHS.
This program provides direct, competitive mortgage
loans to provide affordable multifamily rental housing for very low,
low, and moderate-income families, and elderly and disabled individuals.
Section 515 is primarily a direct mortgage program but funds can also be
used to buy and improve land and water and waste disposal systems.
Individuals, partnerships, limited partnerships,
for-profit corporations, non-profit organizations, limited equity
co-ops, Native American tribes, and public agencies are eligible to
apply. For-profit borrowers can only operate on a limited-profit basis.
Very low income is defined as below 50% of the
area median income (AMI), low income is 50% to 80% of the AMI, and
moderate status is capped at $5,500 above the low-income limit. Those
living in substandard housing get top priority; next preference goes to
very low-income households. Loans are for up to 50 years at 1% interest
rate. Tenants pay whichever is greater, basic rent or 30% of their
adjusted income.
These loans and grants are used to buy, build,
improve, or repair housing for farm laborers, including persons whose
income is earned in aquaculture (fish and oyster farms) and those
involved in on-farm processing. Funds can be used to purchase a site or
a leasehold interest in a site, to construct or repair housing, day care
facilities, or community rooms, to pay fees to purchase durable
household furnishings and pay construction loan interest. Loans are made
to farmers, associations of farmers, family farm corporations, Native
American tribes, non-profit organizations, public agencies, associations
of farm workers and limited partnerships in which the general partner is
a nonprofit entity.
Grants are made to farm worker associations,
non-profit associations, non-profit organizations, Native American
tribes and public agencies. Funds may be used in urban areas for nearby
farm labor. Eligible tenants are domestic farm laborers who receive
substantial portions of their incomes from farm labor. Eligibility is
limited to citizens, or persons legally admitted for permanent
residence. Legally admitted temporary laborers are not eligible. Retired
or disabled farm laborers can remain as tenants if they were initially
eligible.
Loans are for 33 years at 1% interest. Grants may
cover up to 90% of development costs.
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U.R.L.T.A.
of Kentucky
New
Rights for
Tenants
and Landlords
Uniform
Residential Landlord-Tenant Act
K.R.S.
383.500-383.715
The Uniform Residential Landlord-Tenant Act (U.R.L.T.A.) protects housing,
by giving landlords and tenants very clear rights and duties, and by showing Legal
Ways to settle problems FAIRLY!
After years of confusion, both landlords and tenants now have EQUAL standing in
the eyes of the Law. None of the rights, duties, or solutions under URLTA
- for landlords or tenants - can be TAKEN AWAY by any written or oral
agreement. But the law only works for people who understand how to use
it. Tenants, and landlords have to know enough to make sure (and, when
needed, DEMAND) that their rights are respected.
URLTA says nothing about rent control. A landlord can still raise a
tenant's rent as he sees fit, unless the tenant lives in subsidized housing
(Section 8, etc.), or has a written agreement stating the amount of rent to be
paid for a certain period of time (a lease).
This booklet,
available through the Northern Kentucky Housing Coalition/Covington Community
Center @ 491-2220, shows exactly how to use URLTA. Please share the
information with your friends and neighbors.

Page
Created 06/10/2001
Updated/Revised:
Wednesday, July 20, 2011 11:23 PM
Copyright(c):"The
Michael Wallace Connett LIVING Trust" |